First-time homebuyer tax credit available

If you are thinking of purchasing a home in the next year, you should be aware of the tax credit that is available to first-time homebuyers.

In February, Congress passed the American Recovery and Reinvestment Act, which provides first-time homebuyers with a tax credit of 10 percent of the purchase price of a home up to $8,000 or $4,000 each for married persons filing individually. This credit can be used on the 2008 tax returns, due April 15, or 2009 tax returns due next year. Qualifying taxpayers must purchase a home by Dec. 1 to be eligible.

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