Living without insurance

I am frequently instructed as I enter the room to see a new patient, "Be easy on me, Doc. I don't have health insurance." To which I reply, "Neither do I ... not for 15 years."

Then the conversation turns this way, "How do you do it? Aren't you afraid? What if? What if? What if?"

Honestly, this is where I live and how I live and here are some of my conclusions. Insurance is based on fear - my faith and my instincts tell me that there is only one appropriate fear - fear of God.

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